Interior decorators & Design

Knowledge Corner

Things You Should Know on Borrowing:

Minimum Period for Repayment From 2 Months
Maximum Period for Repayment Up to 12 Months
Minimum Annual Percentage Rate From 1.8% per annum
Maximum Annual Percentage Rate Up to 48% per annum on reducing interest rate

Sample Representation of Loan with Maximum Rates:

Total Amount Borrowed SGD 10,000
Time Period * 12 Months
Interest Rate ** 4% Per Month
Annual Percentage Rate of Charge (APR) ** 48% APR or 4% NIR
Total Cost Payable *** SGD 2,786.26

* Time period is from minimum period of 2 months to maximum period of 12 months.
** Interest Rate may varies to maximum of 4% per Month , depending on loan amount and period of repayment.
*** Total Cost Payable exclude Administrative fee. Other fee such as late fee and late interest rate may be charge in event of violation on terms & condition.

From 1.8% Per Year
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